Okay, that covers most of them, but a few I would like more specific answers.
Namely:
4. I wanna know how it works not if it works the same way.
9. Still need the formulas
10. more..
13. Mainly need sp cost with incant, but the heal formula as well
14. Pretty sure you're wrong bullfrogz, otherwise, why would you get 25 whips trained with a +10 from guild, making it 35? I think it just caps the amount you can train, but I wanna know if theres a number that can be reached with bonuses that is considered the cap.
15. formula
16. more specific?
18.
22. Really need to know how many points per level and how many points a spell uses (is it based on lore level?)
Also, see if you can verify some of those answers to make sure you agree with them, or believe they're correct. Thanks ^_^